Why USAA?
At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation's military, but we all share in the mission to give back to those who did. We're working as one to build a great experience and make a real impact for our members.
We believe in our core values of honesty, integrity, loyalty and service. They're what guides everything we do - from how we treat our members to how we treat each other. Come be a part of what makes us so special!
The Opportunity
The Portfolio Insights and Financial Analysis team is responsible for solving complex business problems while performing forecasting, planning, and financial modeling related to income, profitability, liquidity, capital, leverage, asset and liability management or operating expense. Mentors team members to execute more complex financial processes and analysis, utilizing financial principles. Ensures all activities are completed within regulatory and compliance guidelines. The right candidate will have the following:
Outstanding analytical skills required
Ability to construct and maintain models applying large data sets that inform strategic decision-making
Deep understanding of business case lifecycle management concepts (quantifying benefits, measuring returns, tracking results, effectively challenging business assumptions).
Experience with Snowflake, Python, or Clarity Preferred
Sound understanding of financial metrics used to measure investments: ROI, IRR, and NPV.
Proficiency with Tableau and SQL. Exceptional analytical skills.
Proficient with Essbase and Hyperion planning tools.
The Senior Financial Analyst position is a hybrid work type and can be based in one of the following locations: Charlotte, NC or San Antonio, TX; Hybrid roles help employees gain the best of both worlds - collaborating in-person in the office and working from home when needed to achieve focused results
What you'll do:
Identifies and manages existing and emerging risks that stem from business activities and the job role.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled.
Follows written risk and compliance policies, standards, and procedures for business activities.
Leads team or process in delivery of financial forecasts/plans for a business area or function; guides team members and oversees implementation of forecasting/planning process and model improvement initiatives and business solutions.
Prepares and guides team on complex financial reports and analysis or cost benefit analysis to support and provides insight for internal and external management decision-making.
Interprets complex financial information and makes recommendations to business leaders. Implements solutions to key financial and operational opportunities.
Contributes to achievement of business goals and objectives by delivering value-added business decision support to customers and business partners across the organization.
Leads product assignments, product pricing, product profitability and ad-hoc analysis.
Acts as a valued business partner by providing informed, proactive analysis and business insights to enable effective decision-making and efficient resource utilization.
Interacts with senior management and company leadership, guides team and promotes innovation and productivity to support USAA's mission and operating state.
Acquires and applies advanced knowledge of the business, its products and processes and serves as a resource to team members on escalated issues.
What you have:
Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
6 years experience conducting complex financial/accounting analysis and providing actionable insights to various stakeholders OR Advanced degree in Business, Accounting, Finance, Economics, or a related field, progress towards a CPA or CFA designation and, 4 years of financial / accounting analysis or related work experience.
Experience using financial/accounting technologies.
Experience communicating key financial/accounting concepts.
Finance/accounting experience in a financial services environment.
Experience using Microsoft Office Excel for significant financial data analysis.
Experience in the application and adherence to financial regulations and compliance.
Experience producing financial reports and providing recommendations based on data.
Working knowledge of GAAP.
What sets you apart:
Outstanding analytical skills required
Ability to construct and maintain models applying large data sets that inform strategic decision-making
Deep understanding of business case lifecycle management concepts (quantifying benefits, measuring returns, tracking results, effectively challenging business assumptions).
Experience with Snowflake, Python, or Clarity Preferred
Sound understanding of financial metrics used to measure investments: ROI, IRR, and NPV.
Proficiency with Tableau and SQL. Exceptional analytical skills.
Proficient with Essbase and Hyperion planning tools.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
What we offer:
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $86,520 - $165,340.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.
Relocation assistance is not available for this position.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
If you are an existing USAA employee, please use the internal career site in OneSource to apply.
Please do not type your first and last name in all caps.
Find your purpose. Join our mission.
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
