Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.
The Senior Compliance Analyst will support the Bank's Compliance Management System (-CMS-) by primarily conducting 2nd line testing and monitoring activities of consumer compliance regulations to identify and mitigate compliance risks of the Bank. This individual will also support the ongoing refinement and execution of various risk assessments and the control environment. This individual will report to the Director of the Compliance Program.
You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.
Primary Responsibilities:
Assist with the design, development, delivery, and maintenance of a best-in-class compliance program
Conduct compliance testing or monitoring to detect, evaluate, and mitigate potential compliance concerns and ensure compliance with relevant consumer protection regulations, regulatory best practices, and consistency with applicable Bank policies and procedures
Perform and document relevant risk assessments to determine current risk levels and assist in developing the annual compliance review schedule
Assist in establishing, documenting, and revising applicable compliance policies and procedures
Engage with business partners/colleagues to receive documents to review and analyze data and processes to ensure regulatory adherence
Ensure timely communication throughout the compliance review process and document and share written compliance testing and monitoring results with key stakeholders
Prepare and present reporting to the Compliance Committee, and other governance committees as may be required
Participate in and support annual regulatory examinations
Keep abreast of changing laws and regulations relating to bank products
Support the Compliance Training area by providing regulatory information to assist in the development of custom training courses
Assist with Learning Management System Administration as assigned
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
4+ years of experience working with Federal consumer protection regulations and how those regulations apply to bank products and programs, including: UDAAP, ECOA/Fair Lending, TILA, TISA, FCRA/FACTA, Privacy (GLBA / RTFPA), SCRA, MLA, ESIGN, FDCPA, TCPA, CAN-SPAM, EFTA, EFAA, and other applicable lending and deposit regulations
4+ years of experience working in a bank or other financial institution with duties focused on compliance or audit of consumer protection regulations and compliance risk management
Proven ability to analyze, manage, and resolve complex issues with attention to detail
Proven good people-management and interpersonal skills, including the ability to work well both individually and in a team (in person and virtual) environment
Proven skill to identify, correct, and resolve banking regulatory issues
Proven ability to read, analyze and interpret governmental regulations, regulatory guidance and manuals, and legal documents
Proven assertive self-starter, with exceptional verbal and written skills, organized and able to work independently
Proven ability to appropriately prioritize time, manage multiple tasks and work effectively under tight deadlines
Demonstrate high integrity and excellent judgment
Preferred Qualifications:
Certified Regulatory Compliance Manager (CRCM) designation
Regulatory experience or experience working with banking regulators
Experience working with auditors
*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
California, Colorado, Connecticut, Hawaii, Nevada, New York, New Jersey, Rhode Island, Washington or Washington, D.C. Residents Only: The salary range for this role is $70,200 to $137,800 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you'll find a far-reaching choice of benefits and incentives.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
