Job Title: Indirect Loan Underwriting Manager
Job Type: Full-time
Location: Virginia Beach, Virginia
All of us at Chartway stand united in our strong culture of listening and learning. We treat people with respect, integrity, and kindness, and are committed to continuously developing a diverse and inclusive workplace where team members are empowered to be their authentic selves. All backgrounds, viewpoints, and life experiences are welcome, knowing this commitment strengthens our credit union family and communities.
The Indirect Loan Underwriting Manager is responsible to the Director of Indirect Lending for supervision, performance management, and recruitment of all Indirect Credit Officers. Additionally will assist with oversight of underwriting decisions, underwriting policy, quality control, dealer engagement, and communications.
Responsible andAccountable for:
Ensures compliance with all Federal and State regulations and Credit Union policies with regard to credit granting.
Responsible for timely review and decision of all indirect loans, adhering to credit granting parameters and lending authority limits.
Conducts quality control activities which includes; the monitoring of all exceptions granted, monthly review of declined loans, conducts general loan reviews, and researches fraudulent indirect loan activity.
Maintains level of delinquency below specified thresholds to demonstrate ability to make lending decisions that are in the best interest of the credit union.
Develops rapport and positive relationships with credit union team members and indirect finance managers.
Provides coaching, performance feedback, and prepares performance evaluations for Indirect Credit Officers.
Provides training for all new hires and developmental training for all Indirect Credit Officers.
Monitors overall dealer performance including; application volume, quality, delinquency and losses.
Knowledge, Skills andAbilities:
Ability to communicate effectively all lending decisions and counter offers.
Ability to review a variety of reports for trends and make recommendations to management from the data.
Experience with automated credit decisioning.
Ability to achieve and maintain high quality and timely underwriting decisions.
Ability to promote a climate of engagement with our indirect dealer and partner relationships.
Ability to work outside of scheduled hours as needed to ensure loans are decisioned in a timely manner; this includes network issues and inclement weather closures.
Available for coverage during scheduled hours including some evenings, weekends, and holidays.
Ability to comply with all state and federal regulations.
Willing to travel as needed.
Education and Experience:
Education: Bachelor's Degree or equivalent experience.
Experience:3-5 years of experience in indirect lending, credit evaluation and supervision.
Chartway offers a competitive salary and a comprehensive benefits package. Candidates must have a good credit history for consideration. Salary requirements must be included and resumes must be accompanied by a Chartway Employment Application for consideration.
Chartway Federal Credit Union is an EOE/M/F/ Disability/Vet Employer.
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