Summary Descriptionnbkc isnit your average bank. We take your traditional financial institution and make it better.We know what we offer our customers is only as good as the people behind the scenes who keep it going. Thatis why we make sure youire supported and encouraged along the way. Youill work with some awesome, intelligent, and diverse people in a fun and forward-thinking environment and accomplish plenty of things youill wanna brag about.inbkc is deeply committed to diversity, equality, and inclusion in all its practices, especially when it comes to growing our teams. We aim to build a company whose culture promotes inclusion and embraces how rewarding it is to work with employees from all walks of life.iThis position will be @Flex, working a combination of both in the office and at home. Check out more details below.iTheiDirector of Digital Lendingiis responsible for leading all aspects of the growth of nbkc bankis online small business and consumer lending programs. You will own and run the ongoing operations of the program working closely with nbkcis credit, product, deposit, and lending teams. This is an exciting opportunity in a fast-paced organization where your contributions will have a significant impact on broadening access to financial and lending products for consumers and small businesses.As an established and experienced online lending leader with a proven track record in leading production growth, you will have the skills to influence at every level, imparting your digital knowledge and skills in a constructive, empowering, and collaborative way. Director of Digital Lending will have a multi-product, and multi-department view on strategy and on-line lending growth; ensuring nbkc bankis impact on each business vertical is maximized to support the company's strategic goals.iWhat youill doLead digital lending team and initiatives, including the development of fintech partnerships and online small business lending effortsManage consumer lending team including auto loans, home equity products, and CRA focused home lending effortsiDevelop a clearly defined and compelling online lending strategyiStay abreast of rapidly evolving technology tools and innovation trendsDevelop and maximize lead channels to sustain ongoing growthChampion the use of digital technology and practices across lending programsIn concert with marketing, lending and product teams, manage the review and approval of marketing materials, policies, procedures, and processes for your teamsPartner with the Risk, Compliance, Operations, Marketing, and Analytics teams to establish the technology, data, and controls for the businessReport to credit review committee regarding loan portfolio performance and refine criteria as needed.Maintain full understanding of the Bank's Lending Policy and applicable lending related policies and procedures.Advanced knowledge of related state and federal lending and compliance regulations, and other Bank lending policiesUnderstanding of credit underwriting and loan documentationFollows all applicable laws and regulations. i i i iPerforms other duties and projects as assigned.iWhat youill bringQualified candidates must have 5-7 years of commercial credit, financial analysis or commercial lending including credit risk management experiencePreferred candidate has experience in a similar role launching and growing an on-line lending platform with a minimum of 3 years at a senior level requirediAdvanced accounting and business financial knowledge with ability to analyze repayment ability, cash flow and financial statement and tax return analysisStrong operational excellence and leadership skillsiStrong analytical and quantitative skillsHighly collaborative self-starter with creative problem-solving abilitiesPreferred candidate should have a strong background in online consumer lending, credit underwriting including use of "alternative data".Demonstrated success growing loan volume at a Fintech lender, bank or credit unio
