Sr Fair Lending Analyst | Remote | $35/h-$48/h
Essential Responsibilities:
Promote a culture of fair lending within the bank (includes mortgage division and joint ventures)
Build strong partnerships across the organization and provide subject matter expertise and support guidance on fair lending related matters
Identify relevant sources of data to perform fair lending analysis of loans covered under HMDA and validate accuracy of data collected. Address any noted deficiencies in lending data with appropriate business lines and support staff
Communicate with lines of business regarding the results of the analyses/file review and any possible exceptions.
Make practical recommendations in response to the resulting analytics and collaborate to track and implement control enhancements. Identify additional areas where focus may be needed
Creates reports, visualization charts, analytical models, maps, dashboards/scorecards, risk assessments etc. to identify trends, fair lending performance and risks
Interpret and communicate results of fair lending quantitative analysis reports and risk assessments for management and regulatory compliance committee
Assess and/or recommend fair lending training needs for applicable personnel
Provide support during fair lending examinations and internal audits
Maintain a working knowledge of the mortgage loan origination system to aid in data collection and validity reviews
Maintain a proficient knowledge of Fair Lending and UDAAP laws, mortgage rules and regulations to ensure changes within the mortgage industry and their impact on the mortgage operations & services are addressed
Perform reviews of policies, procedures to ensure Fair Lending Laws and Regulations are addressed
Maintain and update departmental fair lending procedures
Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA)
Must haves:
Main Work: Mortgage Loans - regressions, risk assessment work and RCSA
Knowledge/experience with HMDA and/or Fair Lending
Experience working with a GRC tool and QC or Risk Assessment
Real Estate Underwriting/Quality Control/Compliance background from financial institution
Location:
Fully Remote - company based in Virginia Beach, VA
Contact Me:
Icheiri Leonardo
ileonardo@astoncarter.com
https://www.linkedin.com/in/icheirileonardo
About Aston Carter:
At Aston Carter, we're dedicated to expanding career opportunities for the skilled professionals who power our business. Our success is driven by the talented, motivated people who join our team across a range of positions - from recruiting, sales and delivery to corporate roles. As part of our team, employees have the opportunity for long-term career success, where hard work is rewarded and the potential for growth is limitless.
Established in 1997, Aston Carter is a leading staffing and consulting firm, providing high-caliber talent and premium services to more than 7,000 companies across North America. Spanning four continents and more than 200 offices, we extend our clients' capabilities by seeking solvers and delivering solutions to address today's workforce challenges. For organizations looking for innovative solutions shaped by critical-thinking professionals, visit AstonCarter.com. Aston Carter is a company within Allegis Group, a global leader in talent solutions.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please call 888-237-6835 or email astoncarteraccommodation@astoncarter.com (%20astoncarteraccommodation@astoncarter.com) for other accommodation options. However, if you have questions about this position, please contact the Recruiter located at the bottom of the job posting. The Recruiter is the sole point of contact for questions about this position.
