Why USAA?
Let's do something that really matters.
At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation's military, but we all share in the mission to give back to those who did. We're working as one to build a great experience and make a real impact for our members.
We believe in our core values of honesty, integrity, loyalty and service. They're what guides everything we do - from how we treat our members to how we treat each other. Come be a part of what makes us so special!
The Opportunity
The Opportunity
As a dedicated Director, Business Risk and Controls, you will lead a team responsible for assessing and reporting on the control design and executional effectiveness of controls across Bank Operations, Deposits, Retail Payments, Consumer Lending, Credit Card, and Credit Risk. Provides business solutions and supports internal clients, provides process recommendations, and identifies trends.
This hybrid role requires an individual to be in the office 3 days per week . This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL.
Relocation assistance is not available for this position.
What you'll do:
Direct staff and initiatives that support risk and control management programs, to include governance support, risk oversight, risk infrastructure development, risk identification, quantification, aggregation, and emerging risks.
Counsel senior management and influence process change.
Build and lead an impactful team of risk and internal control professionals through recruitment, training, coaching, performance management and related managerial activities.
Lead consulting relationships with internal and external clients regarding budget and implementation deliverables and Risk mitigation plans as appropriate.
Partner with key customers in the business and lead all aspects of identification, assessment and documentation of risks and controls, including those associated with new or modified products, services, distribution channels, regulations and/or third-party operations.
Review, communicate and recommend the development of governance policies and procedures in partnership with senior leaders to ensure appropriateness and adequacy versus industry standard processes and regulatory requirements.
Provide counsel to business unit managers on risk management issues and supports the evaluation of new product strategies on their impact to USAA's Risk profile.
Educate risk owners on risk/control standard methodologies and may work with other lines of defense in the development and implementation of controls.
Manage processes for collecting accurate and complete internal loss data from business areas.
Direct analysis and data mining initiatives that identify, validate, and lead emerging risk exposures.
Assist in the early identification of risk trends by establishing key performance and risk indicators.
Lead all aspects of the preparation of key reports and communications and may present to governance committees, senior leaders, regulatory bodies and the USAA Board of Directors.
Ensure risks associated with business activities are effectively identified, measured and controlled.
What you have:
Bachelor's Degree in Risk Management, Business, Finance, or related field of study; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
Minimum 8 years of experience supporting internal controls or quality assurance within a risk and/or compliance related position in a financial services operating environment or other relevant industry; OR 8 years of experience in a relevant quantitative discipline; OR Advanced degree or designation in a risk management or quantitative discipline, and 6 years of experience supporting internal controls or quality assurance within a risk and/or compliance related position; OR PhD in a risk management or quantitative discipline, and 4 years of experience supporting internal controls or quality assurance within a risk and/or compliance related position.
Minimum 3 years' direct team lead or people management experience.
Knowledge of federal laws, rules, regulations, and applicable guidance to include: OCC Heightened Standards, BSA/AML, REG E, UDAAP/UDAP, TILA/REG Z, SCRA, FCRA, MLA.
What sets you apart:
Risk Management Software: Proficiency in using risk management and control assessment software tools. (Ideally ServiceNow)
Control Mgmt./Test Scripts: Experience in writing test scripts and in developing control objectives and succinct risk statements
Control Automation: Experience in designing, developing and implementing automated control solutions for diverse business processes
General Automation proficiency: Proficient in scripting languages (e.g., Python) and coding for automation and/or knowledge of leading automation tools
Process Optimization: Ability to identify manual processes suitable for automation
Data analysis: Strong data analysis to ensure controls align with business objectives, and to inform actions, changes, automations.
Adaptability: Flexibility and adaptability to navigate evolving regulatory landscapes and industry changes.
Problem solving: Able to troubleshoot and resolve issues.
Regulator, External Auditor Experience: Experience in working with regulators and external auditors, creating materials and supporting evidence for exams and performing walkthroughs.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
What we offer:
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $115,240.00 - $220,270.00 .
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
If you are an existing USAA employee, please use the internal career site in OneSource to apply.
Please do not type your first and last name in all caps.
Find your purpose. Join our mission.
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
